Life & Philosophy

Deduct the Deductibles

“Buying insurance is not like buying a new pair of shoes,” said the health insurance salesperson. Even she understands the necessary burden of buying health insurance.

It’s deadline day for signing up for health insurance. And the process is ever more confusing, more so than paying taxes.

No one should have to spend an entire day researching through myriad options (HMO, PPO, deductibles, co-insurance, etc) and buying into a year’s worth of hefty insurance.

Your health is hard to predict. Deciding what health plan you sign up for is like betting. And the health insurance companies want you to gamble on your anxiety.

Apparently, Obamacare is equally misleading. It may be cheaper to buy but no decent doctor takes it.

Most employers cover the majority of your health care. Some people work for companies just to receive health care benefits.

After much discussion and hesitation, my wife and I finally have health insurance to cover us while we explore non-corporate careers.

Investing in your health is a big ‘what-if.’ But the process could be a bit more transparent. It’s a relief to be done with it, for now.

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By Wells Baum

Wells Baum is a daily blogger who writes about Life & Arts. He's also the author of and four books.